Payments
Payment gateways, buy-now-pay-later services, and digital wallets regulated in Europe.
BridgerPay
๐จ๐พCyprusBridgerPay provides a payment orchestration platform designed to streamline digital transactions. The system allows online merchants to connect with multiple payment gateways via a single API, using routing logic to minimize failed transactions. The company has its primary development operations in Limassol, Cyprus.
Checkout.com
๐ฌ๐งUnited KingdomCheckout.com bypasses fragmented legacy financial networks by combining acquiring, processing, and payment gateways into a single proprietary cloud platform. Trusted by massive digital merchants, it provides a highly robust and flexible enterprise digital payment solution with deep local acquiring capabilities.
Feedzai
๐ต๐นPortugalFeedzai develops risk management and fraud prevention software for financial institutions. Founded by former space agency engineers, the platform uses machine learning algorithms to analyze transaction data in real time, detecting anomalies and preventing financial crime. The company is headquartered in Coimbra, Portugal.
Fyorin
๐ฒ๐นMaltaFyorin is a financial operations platform designed for businesses managing multi-currency treasury and global payments. The platform consolidates multiple banking relationships, enabling companies to open multi-currency accounts, issue corporate cards, and automate payables. The startup was founded in Malta.
Klarna
๐ธ๐ชSwedenKlarna redefined e-commerce checkout by introducing seamless 'Buy Now, Pay Later' (BNPL) technology and a massive consumer shopping app. They offer a highly localized, user-centric global fintech and consumer payments network.
Payhawk
๐ง๐ฌBulgariaPayhawk fundamentally reimagines how global finance teams operate by combining corporate cards, multi-currency IBANs, and highly advanced AI-driven expense automation into a single platform. It integrates flawlessly on top of legacy ERP systems to provide a highly compliant spend management solution.
Satispay
๐ฎ๐นItalySatispay operates an independent mobile payment network for consumers and retail merchants. Bypassing traditional card networks, the platform processes peer-to-peer and merchant payments directly through user bank accounts using IBAN connections. The company is headquartered in Milan, Italy.
Scalapay
๐ฎ๐นItalyScalapay is a payment provider offering Buy Now, Pay Later (BNPL) services for online and physical retail. The service allows consumers to split purchases into three interest-free installments, focusing primarily on merchants in Southern Europe. The company is based in Milan, Italy.
Viva.com
๐ฌ๐ทGreeceViva.com is a cloud-based neobank and merchant acquiring platform built entirely on cloud infrastructure. Bypassing legacy banking systems, the company provides payment processing, Tap-to-Pay mobile POS solutions, and localized IBANs across 24 European countries. Viva.com operates out of Athens, Greece.
Wayflyer
๐ฎ๐ชIrelandWayflyer provides revenue-based financing and non-dilutive growth capital for e-commerce companies. By integrating with store analytics and marketing data, the platform offers funding solutions and inventory financing to help online retailers scale. The fintech unicorn is headquartered in Dublin, Ireland.
Wise
๐ฌ๐งUnited KingdomThe premier European alternative for global money transfers and international banking. Originally launched as TransferWise to fight hidden bank fees, Wise has grown into a massive cross-border network serving roughly 19 million active customers. By always using the real mid-market exchange rate, it offers an incredibly fair, high-speed alternative to opaque American legacy systems like Western Union and PayPal.