๐Ÿ’ณ

Payments

Payment gateways, buy-now-pay-later services, and digital wallets regulated in Europe.

Showing 11 Alternatives
BR

BridgerPay

๐Ÿ‡จ๐Ÿ‡พCyprus

BridgerPay provides a payment orchestration platform designed to streamline digital transactions. The system allows online merchants to connect with multiple payment gateways via a single API, using routing logic to minimize failed transactions. The company has its primary development operations in Limassol, Cyprus.

Replaces: Spreedly, Primer, Forgerock
PaymentsE-Commerce & Retail
๐Ÿ‡ช๐Ÿ‡บEuropean-Owned๐ŸญMade in Europe
CH

Checkout.com

๐Ÿ‡ฌ๐Ÿ‡งUnited Kingdom

Checkout.com bypasses fragmented legacy financial networks by combining acquiring, processing, and payment gateways into a single proprietary cloud platform. Trusted by massive digital merchants, it provides a highly robust and flexible enterprise digital payment solution with deep local acquiring capabilities.

Replaces: Stripe, Braintree, Authorize Net
Finance & BankingPaymentsE-Commerce & Retail
๐Ÿ‡ช๐Ÿ‡บEuropean-Owned๐ŸญMade in Europe
FE

Feedzai

๐Ÿ‡ต๐Ÿ‡นPortugal

Feedzai develops risk management and fraud prevention software for financial institutions. Founded by former space agency engineers, the platform uses machine learning algorithms to analyze transaction data in real time, detecting anomalies and preventing financial crime. The company is headquartered in Coimbra, Portugal.

Replaces: Lexisnexis, Sift, Forter
CybersecurityPaymentsKYC
๐Ÿ‡ช๐Ÿ‡บEuropean-Owned๐ŸญMade in Europe
FY

Fyorin

๐Ÿ‡ฒ๐Ÿ‡นMalta

Fyorin is a financial operations platform designed for businesses managing multi-currency treasury and global payments. The platform consolidates multiple banking relationships, enabling companies to open multi-currency accounts, issue corporate cards, and automate payables. The startup was founded in Malta.

Replaces: Mercury, Brex, Ramp
BankingPayments
๐Ÿ‡ช๐Ÿ‡บEuropean-Owned๐ŸญMade in Europe
KL

Klarna

๐Ÿ‡ธ๐Ÿ‡ชSweden

Klarna redefined e-commerce checkout by introducing seamless 'Buy Now, Pay Later' (BNPL) technology and a massive consumer shopping app. They offer a highly localized, user-centric global fintech and consumer payments network.

Replaces: Paypal, Affirm, Afterpay
Payments
๐Ÿ‡ช๐Ÿ‡บEuropean Origin๐ŸญMade in Europe

Payhawk

๐Ÿ‡ง๐Ÿ‡ฌBulgaria

Payhawk fundamentally reimagines how global finance teams operate by combining corporate cards, multi-currency IBANs, and highly advanced AI-driven expense automation into a single platform. It integrates flawlessly on top of legacy ERP systems to provide a highly compliant spend management solution.

Replaces: Brex, Ramp, Navan
Finance & BankingPayments
๐Ÿ‡ช๐Ÿ‡บEuropean-Owned๐ŸญMade in Europe
SA

Satispay

๐Ÿ‡ฎ๐Ÿ‡นItaly

Satispay operates an independent mobile payment network for consumers and retail merchants. Bypassing traditional card networks, the platform processes peer-to-peer and merchant payments directly through user bank accounts using IBAN connections. The company is headquartered in Milan, Italy.

Replaces: Venmo, Cash App, Paypal
PaymentsBanking
๐Ÿ‡ช๐Ÿ‡บEuropean-Owned๐ŸญMade in Europe
SC

Scalapay

๐Ÿ‡ฎ๐Ÿ‡นItaly

Scalapay is a payment provider offering Buy Now, Pay Later (BNPL) services for online and physical retail. The service allows consumers to split purchases into three interest-free installments, focusing primarily on merchants in Southern Europe. The company is based in Milan, Italy.

Replaces: Affirm, Sezzle, Zip
PaymentsE-Commerce & Retail
๐Ÿ‡ช๐Ÿ‡บEuropean-Owned๐ŸญMade in Europe
VI

Viva.com

๐Ÿ‡ฌ๐Ÿ‡ทGreece

Viva.com is a cloud-based neobank and merchant acquiring platform built entirely on cloud infrastructure. Bypassing legacy banking systems, the company provides payment processing, Tap-to-Pay mobile POS solutions, and localized IBANs across 24 European countries. Viva.com operates out of Athens, Greece.

Replaces: Stripe, Square, Braintree
PaymentsBanking
๐Ÿ‡ช๐Ÿ‡บEuropean-Owned๐ŸญMade in Europe
WA

Wayflyer

๐Ÿ‡ฎ๐Ÿ‡ชIreland

Wayflyer provides revenue-based financing and non-dilutive growth capital for e-commerce companies. By integrating with store analytics and marketing data, the platform offers funding solutions and inventory financing to help online retailers scale. The fintech unicorn is headquartered in Dublin, Ireland.

Replaces: Clearco, Pipe, Parafin
PaymentsE-Commerce & Retail
๐Ÿ‡ช๐Ÿ‡บEuropean-Owned๐ŸญMade in Europe
WI

Wise

๐Ÿ‡ฌ๐Ÿ‡งUnited Kingdom

The premier European alternative for global money transfers and international banking. Originally launched as TransferWise to fight hidden bank fees, Wise has grown into a massive cross-border network serving roughly 19 million active customers. By always using the real mid-market exchange rate, it offers an incredibly fair, high-speed alternative to opaque American legacy systems like Western Union and PayPal.

Replaces: Paypal, Western Union, Remitly
Finance & BankingPayments
๐Ÿ‡ช๐Ÿ‡บEuropean-Owned๐ŸญMade in Europe