European Alternatives to Ramp

Fyorin is a financial operations platform designed for businesses managing multi-currency treasury and global payments. The platform consolidates multiple banking relationships, enabling companies to open multi-currency accounts, issue corporate cards, and automate payables. The startup was founded in Malta.

Payhawk fundamentally reimagines how global finance teams operate by combining corporate cards, multi-currency IBANs, and highly advanced AI-driven expense automation into a single platform. It integrates flawlessly on top of legacy ERP systems to provide a highly compliant spend management solution.

Pleo completely automates expense reports by providing smart company cards that instantly categorize purchases and capture receipts. Operating heavily out of Copenhagen, it offers a highly localized spend management platform tailored to European accounting and tax standards.

Qonto drastically simplifies corporate finance by combining highly automated B2B accounts, team debit cards, and seamless accounting integrations into one sleek dashboard. Designed specifically for SMEs and freelancers, it offers a deeply integrated, highly localized finance management solution built for the Eurozone.